The European Investment Bank, headquartered in Luxembourg, is the financial institution of the European Union focused on providing long-term financing. Its primary mission is to support economic development, competitiveness, and social cohesion across EU Member States by financing stable and sustainable investment projects.
The EIB primarily focuses on financing regional development and supporting small and medium-sized enterprises, in line with the strategic objectives of the European Commission.
Areas Supported by EIB Financing
Loans from EIB resources can be used particularly in the following areas:
- Infrastructure
Investments in transport infrastructure, roads, railways, and telecommunications networks. - Business Development
Construction of production and storage facilities, acquisition of manufacturing technologies and machinery. - Urban and Municipal Development
Development of local infrastructure, construction and modernisation of municipal assets, and residential housing projects. - Environment and Energy
Improving energy efficiency, renewable energy sources, and energy infrastructure. - Social Projects
Construction and renovation of care homes for the elderly, day-care centres, and facilities for persons with disabilities. - Knowledge Economy and Innovation
- Healthcare
- Education
Who Can Obtain EIB Financing
Attractive investment financing is available to a wide range of entities:
- Small and medium-sized enterprises with up to 250 employees
- Large companies with 250 to 3,000 employees
- Enterprises with more than 3,000 employees
- Public sector entities – cities, municipalities, state-owned enterprises, and public organisations
Key Benefits of EIB Financing
- Preferential interest rate - reduced by at least 0.15% p.a.
- Simplified administration - compared to other types of grant financing
- Combination of funding sources - financing can be combined with VÚB Bank loans and EU funds
Basic Financing Conditions
- Minimum loan amount: EUR 40,000
- Maximum loan amount per client: EUR 12.5 million
- Eligible project costs: EUR 40,000 – EUR 25,000,000
- Project implementation period: 3 to 5 years, depending on the client and project type
Expert Support from VÚB Bank
VÚB Bank, through your relationship manager, will provide you with comprehensive information on financing options from EIB resources. At the same time, we will guide you through the entire process – from the preparation and submission of the investment plan, through approval (subject to meeting the bank’s conditions), to the implementation of the project.
The above information does not constitute an offer of financing and is not a commitment to provide financing or a proposal to conclude a contract. No legal obligation arises on the part of VÚB, a.s. to provide any financing.