For Companies Looking to Grow
Minibonds are suitable when you want to finance business development through alternatives to traditional bank loans.
- Launch of new products
- Expansion of production and sales capacities
- Entry into new markets
- Acquisition of another company
Key Parameters:
- Maturity of up to 7 years
- Option to defer principal repayment for up to 2 years
- Issuance volume typically ranging from €3 million to €10 million
- Assessment based on the business plan and creditworthiness
How Does a Minibond Issuance with VÚB Work?
3–5 steps:
- Non-binding consultation – financing purpose, indicative amount, and timing
- Assessment of the business plan and creditworthiness (based on submitted documents)
- Structuring of issuance parameters (maturity, deferral, volume)
- Execution of the issuance – we act as arranger and sponsor
- Drawdown of funds and ongoing servicing throughout the lifecycle
Minibonds vs. Corporate Loan – When Do They Make Sense?
- When you want to diversify funding sources (not rely solely on loans)
- When you require a longer financing horizon (typically 7 years)
- When you prefer not to provide hard collateral as a condition
The above information does not constitute an offer of financing and is not a commitment to provide financing or a proposal to conclude a contract. No legal obligation arises on the part of VÚB, a.s. to provide any financing.