S-LOAN – Sustainable Financing That Reduces Your Interest Rate and Strengthens Your Company’s ESG Profile
Key Benefits:
- Interest rate reduction of up to 0.53% p.a., subject to the client’s commitment to meet defined ESG targets
- Alignment of financing with the company’s ESG strategy
- Visibility of ESG commitments in the financial statements
- Solution supported by the Intesa Sanpaolo Group
Sustainability as Part of Financing
Sustainability and environmental protection are integral parts of VÚB Bank’s long-term strategy. Thanks to a dedicated fund established by the parent company Intesa Sanpaolo, VÚB’s corporate clients may benefit from an interest rate discount if they commit, at the time of loan origination, to meeting clearly defined conditions through the S-LOAN sustainable financing product.
S-LOAN is a specialised financing solution that links a loan with specific corporate commitments in the area of sustainability. It is designed to support the achievement of ESG-related objectives, with the fulfilment of these commitments rewarded by a preferential interest rate.
Key ESG Areas Supported by S-LOAN
Social:
- Support of socially beneficial activities
- Volunteering initiatives
- Charitable donations to non-profit organisations
- Support of local communities and associations
- Free training for disadvantaged groups
Governance / Employee Well-being:
- Supplementary pension schemes
- Support for the use of public transport
- Agreements with sports and wellness facilities
When Do You Qualify for a Preferential Interest Rate?
Condition 1
A contractual commitment, at the time of loan origination, to provide multi-year financial support for activities in the area of social responsibility (volunteering, charity, education, community support).
Condition 2
A commitment, at the time of loan origination, to establish a fund of a defined amount dedicated to employee well-being programmes (pension schemes, transport support, sports activities).
Fulfilment of these commitments is a condition for obtaining the interest rate benefit.
More Than Financing – A Strategic ESG Tool
- Increased visibility of ESG objectives through disclosure in the notes to the financial statements
- Integration of sustainability strategy with financing strategy
- Strengthening of the company’s ESG profile for partners, investors, and the public
The above information does not constitute an offer of financing and is not a commitment to provide financing or a proposal to conclude a contract. No legal obligation arises on the part of VÚB, a.s. to provide any financing.