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Key benefits:

  • interest rate discount against the client's commitment to meet specific ESG goals
  • linking financing with the company's ESG strategy
  • visibility of ESG goals in financial statements
  • solutions supported by the Intesa Sanpaolo Group

Sustainability as part of financing

Sustainability and environmental protection are permanent pillars of VÚB Bank's strategy. Thanks to a special fund established by the parent company, Intesa Sanpaolo, VÚB Bank's corporate clients can receive an interest rate discount by committing to specific ESG conditions through the S-LOAN.

S-LOAN is a specialized financing solution that combines a loan with a company's specific sustainability commitments. It is intended to implement goals aimed at improving the company's ESG profile, while the fulfillment of these goals is rewarded with a preferential interest rate.

When will you get a preferential interest rate?

KEY ESG AREA: SOCIAL

If you contractually commit to financial support for social responsibility activities, such as:

  • volunteer work
  • charitable donations to non-profit organizations
  • support local associations
  • free training for disadvantaged people

KEY ESG AREA: GOVERNANCE

If you commit to creating a fund of a certain amount for the development of employee care programs, for example

  • supplementary pension schemes
  • facilitating the use of public transport
  • agreements with sports and relaxation centers

More than funding – a strategic ESG tool

  • Visibility of ESG objectives through disclosure in the notes to the financial statements
  • Linking the sustainability strategy with the financing strategy
  • strengthening the company's ESG profile for partners, investors and the public

The above information does not constitute an offer of financing, and it is not a promise to provide financing or a proposal to conclude a contract. VÚB, a.s. does not have any legal obligation to provide any financing.